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Major financial institutions, by nature of their size and scope, have a difficult time remaining "Lean and mean" Operations. As they grow in size, they tend to become bloated and inefficient - trends that hurt revenues, profits, and shareholder returns. Too many managers have narrow spans of control (only a few direct reports) and don't really manage much - essentially living off their titles and tenure. The number of organizational layers between the CEO and the lowest-ranking full-time equivalent (FTE) is in the double digits.
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