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The way people do the business and transactions are changing drastically with the advent of Information Technology. The customer wants to access information, goods and services any time and in any place on his mobile device. Receiving financial data, trade on stock exchanges, accessing#8;alances, paying bills and transfer funds using SMS are done through mobile phones. Due to involvement of valuable financial and personal information, the mobile phones are vulnerable to numerous security threats. Most common activity in M-Commerce is the payment to the merchant using a mobile phone. In this paper, the authors present a secure account - based payment protocol which is suitable for M-commerce to transfer the payment from wireless networks based on public key cryptography.
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