Security

A Secure Network for Credit Card Transactions

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Executive Summary

The Payment Card Industry (PCI) Data Security Standard (DSS) is a set of requirements developed to help companies avoid these problems by ensuring the security of credit cardholder data. U.S. merchants, as well as those in Europe and Asia doing business with or in the U.S., must now meet minimum levels of security when they process, transmit and/or store cardholder data and personal information throughout a purchase or transaction. In fact, PCI is considered one of the most comprehensive data security standards in a cluster of regulations that have emerged over the past decade. Meeting its requirements, however, is both complicated and expensive for many companies, often necessitating the redesign of basic infrastructures.

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