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Getting out of debt sounds great, but a lot of people find it hard to do. The overall process is pretty simple: Rein in your spending, and throw all the money you can at one debt at a time until each is paid off. Unfortunately, "Simple" isn't the same as easy. Some of the steps in this process are huge and could take months. You have to truly want to get this weight off your shoulders - but when you see the progress you can make in even one month, you'll realize the trouble is worth it.
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