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Recently, the Comptroller of the Currency (OCC) took the extraordinary step of issuing a bulletin (OCC Bulletin 2008-16) to alert financial institutions of the risks posed by insecure software and recommend steps banks should take to reduce risk and protect their critical data. The OCC guidance is well timed with analyst firm Gartner reporting that 75% of new attacks target the application layer and the Computer Emergency Response Team (CERT) reports that vulnerabilities in software applications have reached an all time high - with more than 7,000 new vulnerabilities discovered over the last year.
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