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With the conventional POS payment transaction method, vendors are bound to a payment institute in their region and can only use relatively expensive dedicated or slow dial-up lines to their financial institute. This paper report covers the work to produce an architecture and a prototype that supports Point of Sales terminal payments over the Internet through web services. With the use of web services for payment transactions, vendors will get more freedom to choosing their provider and the services they take without having to throw away their legacy applications. Given the globalization of the economy, vendors can negotiate about services and fees with payment providers all over the world.
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