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It may only be a slight exaggeration to say that the financial crisis has divided the corporate world into two groups - companies that have gone belly-up and others that are striving to survive. For over a year now, business news has featured little else besides organizations' attempts to trim costs - through lay-offs, cutbacks, downsizing and other means. For the banking industry, which finds itself in the eye of the storm, the need to raise efficiency has perhaps never been more crucial. Although cost cutting is the first thing that comes to mind, impulsive slashing of expenditure across the board could actually do more harm than good.
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