Banking Investigate

Before & After: Quantifying Business Rule Results in Key Banking Applications

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Executive Summary

Streamlining lending processes is crucial as pressure mounts to minimize credit risk, reduce spending and increase customer acquisition and retention rates. This paper uses a before and after format to review five real-life BRMS credit and lending applications: prequalification, best-fit loan recommendation and selection, commercial loan approvals, automated underwriting, and credit card account management.

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