Bond Funds For The Long Term

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Executive Summary

Recent economic and market turmoil has sent investors big and small seeking safe places to invest their money. The markets have been under fire since July 2007, as the crumbling of the U.S. housing market spread into the biggest liquidity crisis in nearly 80 years. Banks have been tightening lending standards dramatically while U.S. corporate commercial paper issuance - the lifeline for many business operations - has fallen considerably.

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