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In line with the spirit of the Single Euro Payments Area (SEPA) initiative, Europe is moving steadily toward tighter convergence of its physical and financial supply chains. Yet, in a 2007 IBM Financial Supply Chain study, twenty leading European banks and corporations did not always see eye-to-eye on the topic. To remain competitive, banks must act now to prioritize collaboration in several areas: with corporate customers to create the innovative financial supply chain-based products they need, and through representative bodies, both to influence the creation of payments standards and to establish legislative consistency across borders.
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