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Few things in life are riskier than launching and running your own business. As a small business owner you need to deal with complex issues such as business plans, accounting systems, payroll processes, employee recruitment, cash flow problems, marketing and risk management. As a business owner you have to deal with a large array of insurance needs such as property, liability, auto, worker's compensation, health, or disability insurance. This paper is designed to tell you about the different types of insurance available, how to buy the coverage you need and to let you know how to file a complaint with the Office of the Commissioner of Insurance (OCI).
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