Security

Credit Union Enterprise Risk Management

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Executive Summary

Understanding and managing risk has long been a fundamental principle for all financial services organizations, including Credit Unions. Until recently risk management was primarily viewed and managed in organizational silos, without fully incorporating or understanding the interconnectivity and impact risks have throughout an enterprise. Recent events including corporate scandals, government intervention, and the Corporate Credit Union Stabilization efforts are advancing the concepts of ERM. ERM is being adopted as not simply a principle, but a fundamental strategic and operational part of a viable and successful business. Credit Unions executives are becoming acutely aware of the importance of ERM.

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