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Some controls are in place to help card payment processors prevent credit card fraud through increased controls around data and by limiting potential exposure to compromised information records. The Payment Card Industry Data Security Standards (PCI DSS), for example, are widely considered to be a worldwide set of best practices for securing sensitive data. PCI DSS procedures are an essential component in any merchant's holistic risk management program - but they are not without their burdens and limitations. More than a billion dollars. That's how much money merchants have collectively spent on PCI DSS compliance as part of their security systems.
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