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Helping the employees save for retirement is not merely an altruistic gesture on ones part. There are huge benefits for one as an employer, and for the business as a whole. In today's increasingly competitive marketplace, businesses small and large are competing for highly skilled employees and the competition is only getting more intense. Today's highly talented job applicants are looking for more than a good salary. Employers have a variety of options to choose from when deciding what sort of retirement plan to offer. By far, the most popular type of plan-both among employers and employees-is the 401(k). According to the Internal Revenue Service, more than 44 million American workers currently participate in 401(k) plans with a total investment of over $2.5 trillion.
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