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Many businesses piled up debt over the past two years, as sales shrank. If your business is finding it hard to keep up with all its credit card, credit line, and bank loan payments, it may be time to consider debt restructuring. If you decide to hire a firm to help you restructure your debt, be sure to carefully research their background. Many fly-by-night companies spring up in bad times in this sector. Be wary of any company that won't offer you a free initial consultation, or that asks for substantial money up-front to begin working with you.
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