Data Management

Five Lending Challenges For Consumers

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Executive Summary

Years of loose lending helped the U.S. economy spiral into a credit crisis that has taken down some of the nation's biggest banks. While regulators and banks have taken steps to curb some of the most reckless lending practices, consumers still face hurdles as they manage their debt, namely higher fees and interest rates on some products. This paper explains about five troublesome trends in lending, and how you can protect yourself.

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