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Fixed or adjustable rate mortgage? Find out which is right for you. Note, with a Fixed Rate Mortgage (FRM), monthly payments will be steady, while with an Adjustable Rate Mortgage (ARM), payments will vary over time. Adjustable rate mortgages typically have an initial fixed rate lower than that of a comparable fixed rate mortgage. The initial fixed rate period is followed by adjustment intervals. How long do you expect to stay in your next home? Use this tool to calculate fixed or Adjustable rate mortgage.
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