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For many small businesses - the effects of the credit crisis playing out around us day by day, hour by hour, have not changed what we do. Many of us have felt no impact - at least not so far. Oh, sure, we might have started to feel a little pressure with the stock market results. The stock market is one of the most visible symbols, because we see every 3-digit drop plastered across TV screens with red arrows and screaming headlines. And we start to see the impact in our IRA and SEP portfolios, as they experience sharp drops as the market drops. It's hard not to be affected just a little by the fear driving the stock market.
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