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With the proliferation of vehicles and advancement of Information Technology, the technology of Telematics, which provides valuable services to people by collecting and analyzing the information from drivers, vehicles and Telematics environments (e.g., traffic information, road condition, weather information, etc.), has been a hot research area in IT and automotive recently. There are needs for Telematics makes more profitable. Telematics based insurance services could be one possible business model. In this paper, the authors have investigated trends of Telematics based insurance services in the industry and discussed required technologies for Telematics based insurance services.
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