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If you are just starting out your work life, retirement may seem too far off to be a concern. But the decisions you make now will determine how comfortable you are decades down the road. The good news is that a little planning and commitment are all you need to start saving for a secure retirement. Don't worry - you can and may change this in the future. But if you can estimate when you want to retire and the lifestyle you want to lead, then you can begin calculating how much you need to save to reach your goals.
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