SMBs

Here Comes Good News For Credit-Starved Small Businesses

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Executive Summary

One of the biggest challenges facing small businesses today is the availability of credit. Various surveys have confirmed that while banks have tentatively become more willing to extend credit, the purse strings are mainly only opened for large businesses. Even as recently as the latest Federal Reserve Senior Loan Officers survey, banks have confirmed that they're still tightening credit for small companies. The effects of this on the economy are clear. Without credit for small businesses, job growth remains a pipe dream. New investment will shrink. Large businesses will only expand their market share.

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