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One of the main objectives of Long-Term Care projection schemes, public and private, is to mitigate the risk to individuals of being exposed to "Catastrophic" costs of care, which can occur when a person needs care for a very long period of time. The effectiveness of LTC protection schemes as risk transfer instruments has received little attention in the literature. It is difficult to compare existing alternative LTC protection strategies, especially for elaborating international correspondences because each country has very specific regulations.
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