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Maybe you have debts you'd like to be rid of. Maybe you're tired of living paycheck to paycheck, or just want to know where all your money is going. Trying to meet a financial goal without first knowing where your money goes is like trying to fill a bucket with a hole in it. The solution is to pay attention to every dollar you spend. Every time you get money or spend it, write down where, what, when, and how much. Write out a list of categories for your spending. You can include whatever categories make sense to you.
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