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Money Transaction has become common, frequent and a necessity in the current living and carrying cash always with a person is not a practical solution. The current trend of carrying the credit cards have become a crucial part of life and carrying of multiple cards is common nowadays. There is a risk involved when a credit card is stolen. Every one carries mobile phone. The authors' solution approach is to develop a system in which functions of the credit card is incorporated in mobile phone. The mobile phone is then used as a credit card and it replaces the function of swapping of the credit card each time they shop.
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