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Change affects every part of your business. As you grow in sales, space or any other area, you need to account for the shifts in your company in any number of ways. One area that needs at least yearly maintenance is your insurance program. Whether you're adding a new location, more staff or even expanding product or service lines, any change has an impact on your coverage. If you're not up to date regarding coverage, that exposure and liability could cost you time and money. Typically, the areas of coverage you'd review with an agent include property, time element, crime, automobile and workers' compensation. The issues may be covered differently depending on the program you use, but those are basics.
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