Project Management

Life Insurance In Asia: New Realities And Emerging Opportunities

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Executive Summary

In the years leading up to the global financial crisis, multinational life insurers converged on Asia.' They were drawn to the region's strong economies and rising household wealth, as well as to the low penetration of life insurance products among wide swaths of the population. The opportunity for growth seemed vast. Yet today, many of these insurers are facing a reality check. The recession has hit virtually all industries in Asia - including financial services - and has altered the competitive dynamics of the life insurance sector. On the positive side, markets in the region have begun to recover, prevailing the structural effects of the crisis on the insurance landscape and clarifying the opportunities. Still, there is much work to be done.

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