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It is important that banks take a holistic view while considering the replacement of their core banking platform. While the benefits of implementing packaged solutions built on modern technology are all too obvious, one cannot deny that such an exercise is fraught with risks. The risks can be mitigated and managed-a good starting point would be for the bank to recognise the different risks and consider strategies to mitigate them. As the author said at the outset, the perspective at this year's symposium was refreshingly different. The author is confident that next year, the mood will be a lot more optimistic as it will be built on the plank of successful implementations by the few courageous banks which have taken the first steps.
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