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Successful small business owners tend to be smart, hard-working, tenacious, and highly focused. They have to be. According to a Dun & Bradstreet study, businesses with fewer than 20 employees have only a 9% chance of surviving a decade. Even those who are successful in business may fail when it comes to their own finances. Too often these talented entrepreneurs concentrate so intensely on their business that they neglect their personal financial planning.
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