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Improving access to financial services can contribute to transforming peoples' lives in developing countries. However, the majority of the ordinary people in these countries still have limited access to these services. Today, an estimated 2.7 billion people in developing countries have no access to financial services. Over a billion people in Africa, Latin America and Asia are currently without bank accounts but do have a mobile phone. This number is set to reach 1.7 billion by 2012.
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