Mobile Payments Industry Roundtable Summary

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Executive Summary

This paper summarizes a meeting convened by retail payments representatives from the Boston and Atlanta Federal Reserve Banks for key industry stakeholders involved in mobile payments in the U.S. The Fed has always been involved in payments as part of its central bank role, so the authors are interested in payments migration from traditional to electronic and to newer emerging payments. While the Fed has begun to do research on mobile banking and payments, the authors wanted to better understand where the industry is headed, barriers to adoption, and how it may impact consumers in general.

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