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Tthere are ways to save on workers' compensation expenses that don't involve dodging obligations. The most effective method, according to the author, is to cultivate "An organizational culture of safety". Start by getting sound, free advice on actions you can take immediately. Identify and mitigate risks common to your industry, company type, and workers' classifications. Invite your insurance agent to your facility and allow him (or her) to point out areas of concern along with simple remedies. Make changes, which may be as simple as installing safety mats on wet floors. If your company qualifies, arrange for a free site review by risk management pros.
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