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In summary, banks cannot wish away the need to have a significant presence if not substantial penetration in different geographies. It is also imperative that they align their business vision with technological prowess. A clearly defined technology strategy driving their transformation program can help propel innovation, flexibility and growth, which in turn increase productivity and profitability. Often at the heart of such a transformation program is a strategic re-examination of the future of the bank's core banking systems. The choices are in terms of either extending the existing platform or selecting and deploying a new platform.
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