One Time Password Security Through Cryptography for Mobile Banking
Electronic banking-which provides the economic services through internet-changed the business trade of banks drastically, also decreasing the cost and improving the ease for the user. Highly usage of phones in which internet is enabled makes the change of banking operations to mobile phones from desktop computers - a reasonable growth of electronic banking. This newly formed banking which a division of electronic banking is called mobile banking. The mobile banking is explained as: "The execution of financial services inside an electronic procedure-where the customer utilizes the mobile statement methods in combination with mobile devices" (Key & Martin 2004). Mobile banking allows the user to access services give by banks without any constraint on location and time-access the services at anytime and anywhere.