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Use of online banking is rapidly increasing as 370 million users' banks online across the globe. However, the increased use of online banking is accompanied by rapidly growing fraud incidents. For example, in 2008 England suffered online banking fraud losses that amounted to ?53 million, and the U.S. had hundreds of millions of dollars in fraud losses resulting from online attacks in 2009. This paper gives a comprehensive description of the kinds of threat that exist in the process of conducting an online banking transaction through a PC and the measures and technologies that can be used to block the threats.
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