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The Payment Card Industry (PCI) has decided that organizations that transmit, store, or process credit card data, in particular, the Primary Account Number (PAN), must be compliant with the PCI Data Security Standard (DSS). Once started using payment card data, the compliance is mandatory, all encompassing, and immediate. PCI requires that anyone under the PCI-DSS prove their compliance via annual assessments. The type of assessment and the determination of who can perform this assessment depend on how the organization is classified by each card brand.
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