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Mobile cash wallet is a concept of downloading required digital cash from banks accounts to his/her mobile memory card and then uses it for various transactions. Mobile cash wallet helps to hide all account details of account holder. Thus for each transaction cash in mobile wallet are used. If more cash required then customer request to bank for transfer digital cash from his bank account to his mobile. Bank will check and identify customer request fulfill request and alert messages. Through Automated Clearing House (ACH), bank confirms and fulfills transaction and alert messages which are involved in transactions.
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