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Do you spend more time planning your annual vacation than you do thinking about your personal finances? And when you finally do get around to thinking about your finances, does one usually end up waiting until the last minute? If so, you're not alone. Admittedly, it is a lot more fun to make plans for that next big summer trip or the upcoming holidays than it is to review your health insurance options, plan for your estate, or make sure your retirement is on track. But, the effort is well worth it and can pay huge dividends for you and your loved ones over time.
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