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The traditional model of how employee healthcare benefits are provided is changing. Large employers providing a comprehensive benefits package are shrinking in numbers. Small employers and independent workers seeking healthcare insurance coverage on their own are replacing these. This new Individual or Direct Pay model presents new challenges for Payers. Healthcare Payers are operating in a volatile and fluid environment today. Government is proposing new legislation that could alter the way benefits are funded and delivered. Businesses are rethinking the benefit programs that they provide to their employees.
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