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Presently, the chief problem facing Internet banking is the security of online transactions. The visitors always assume about the security and safety of these transactions, and so they are steadily lose their trust on the bank due to increase of various online Internet attacks. Now, it is trying to make a novel conceptual model of processing Internet banking transactions by this paper. It helps to make a latest idea about online banking transactions as well as increases trust and security over the existing theory, by challenge-response mutual authentication process and a transaction sign process.
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