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Finding out your bank has failed is nerve-wracking, and once it has happened, there's not much you can do after the fact. However, with a little bit of planning beforehand, depositors can greatly increase their insured amounts and significantly reduce their exposure to loss should their banks fail. If you're one of the unlucky few who has uninsured deposits at a bank that has already failed, there is not much you can do to increase your insured amounts at this stage. However, this paper explains some important things you should know and actions you should take in order to maximize the recovery of your assets.
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