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So you've been browsing the real estate section, looking for your next home. Chances are, no matter where you live or what you're looking for, you're horrified by the prices and worried about rising mortgage rates. How much you can afford is a function of two things: How much you can borrow and how much down payment can you muster. The two are interrelated, but we've broken this worksheet into two parts so you can see how each factor affects the mortgage equation.
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