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Today vast practical expansion in mobile technology have possibly allowed service consumer and service providers to replace the traditional transaction process into Mobile transaction process. Due to the various challenges in the both traditional and distributed transaction systems, the advanced Mobile Transaction process yields several benefits and flexibility to both consumer and provider. However, more critical issues have not yet fully deal with in mobile transaction system, mainly because of security concern. This paper propose a reliable and fault tolerant Mobile Transaction paradigm using surrogate object which provides a text based as well as biometric authentication which has finger print and face recognition for strong authentication and utilizes cryptographic method for securing the Mobile transaction process.
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