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Saving For Retirement: IRA Vs. 401(K)

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Executive Summary

Retirement was simpler when all you had to do was put in your time at work, retire and collect your check. Between the company pension and Social Security, most retirees figured they had it made. And if they'd managed to save a little extra, it was gravy. These days, that's all changed. Traditional defined-benefit pension plans have become a thing of the past for most workers. And few people seriously expect Social Security to provide the majority of what they hope to spend in retirement.

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