Secure QR-Pay System With Ciphering Techniques in Mobile Devices

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Executive Summary

Mobile payment is very important and critical solution for mobile commerce. A user-friendly mobile payment solution is strongly needed to support mobile users to conduct secure and reliable payment transactions using mobile devices. This paper presents an innovative mobile payment system based on 2-Dimentional (2D) barcodes called QR-codes for mobile users to improve mobile user experience in mobile payment. Unlike other existing mobile payment systems, the proposed payment solution provides distinct advantages to support buy-and-sale products and services based on QR codes. Secure QR-Pay system based on QR-code by expressing 2 Dimensional can pay things between User and Merchant while Offline.

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