Security of Proximity Mobile Payments

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Executive Summary

This white paper provides an overview of the proximity mobile payments ecosystem. It describes both the end-to-end security requirements and an implementation model for using proximity mobile payments in North America. While a number of business models can be used to implement mobile payments, this white paper focuses on a "Collaboration Model," where financial institutions, MNOs, trusted third parties and other stakeholders in the mobile payments ecosystem cooperate in the management and deployment of mobile applications.

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