E-Commerce Investigate

Simple Methods for ASPs to Improve User Account Security: Benefits and Economics of Strong Two-Factor Authentication Platforms

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Executive Summary

Hackers lurk everywhere on the Internet, intent on stealing user information and defrauding online merchants. Assuring customers that your website is a secure place to spend time, effort and money is the key benefit of implementing an authentication platform. Most people have more than 25 online accounts for shopping, storage, subscriptions, banking, gaming and social media. Typically, the websites ask users to create and manage static passwords as part of the login process. Recent high profile security breaches at major online websites tell users static passwords are not the answer. Even recent SMS security additions to consumer websites do little to address the issue.

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