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The Payment Card Industry Data Security Standard (PCI-DSS) is now more or less mandatory for any organisation handling payment card data. It is hard to be categorical about compliance because the PCI Security Standard Council (PCI-SSC), the body that oversees PCI-DSS, does not itself mandate compliance. That responsibility falls to the five main payment card brands that oversee the standard: American Express, MasterCard, Visa, Discover and JCB International.
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