SMBs

The Evolving Relationship Between Community Banks And Small Businesses

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Executive Summary

The SSBFs provide extensive data on the types of financial services used by small businesses and the sources of those services. These data allow one to answer a number of interesting questions regarding small business usage of community banks, including the following: To what extent do small businesses rely on community banks as providers of at least some financial services? What types of financial services are small businesses most likely to obtain from a community bank? What types of small businesses are most likely to obtain some or all of their financial services from a community bank? How have the answers to these questions changed between 1998 and 2003?

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