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We know from the Fall 2009 results of the American Express OPEN Small Business Monitor that 60% of the entrepreneurs surveyed are experiencing cash flow issues, with their biggest cash flow worry being the ability to pay bills on time. In a down economy, customers can take longer to pay you, and this can mean less available cash to pay your own bills. Creating more efficiencies in your accounts receivables - such as through expedited invoicing and electronic payments - can help you get paid faster. Using a charge card to pay your own bills can also help boost your bottom line. The economy has increased the importance for business owners to take certain, proactive steps toward building more flexibility and security into their businesses.
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