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This paper addresses the challenge of regulatory compliance requirements driven by PCI DSS version 1.2. As this paper suggests, the best response is to take a risk-based approach that builds on a base of server isolation and end-to-end encryption to meet both existing requirements and expected changes to PCI DSS. The Payment Card Industry (PCI) Data Security Standards (DSS) were developed to assist companies that process credit or debit card payments in protecting customer data from unauthorized exposure and use. These companies are undergoing examinations and certifications by card associations, including Visa and MasterCard, to determine their compliance with PCI DSS.
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